My mom told me yesterday that she was looking into changing her car insurance. She formerly had it insured with her employer, but for some reason or another she decided to switch insurance companies. I hadn’t really thought about it, but this morning she sent me an email with a revised quote. The verdict: My insurance went down $200!!!

I used to share an insurance policy with my sister, but ever since she got her new car (and was getting married in a few months) she got off my policy and got her own. The result was that my policy went up from $602 to $803!!! I was so mad, but what could I do?
Now that I’m back on a shared policy its back down to $599! Even lower than before.  This means I will have about $200 extra dollars every 6 months (about $33 a month) that I’ll be putting into my car fund (a sub-account in my emergency fund).
This also goes to show me that once I move out I’m looking at an increase in my car insurance.
Bummer.