I was inspired by Stacking Pennies and her “Where is my money going?” post, that I decided to make my own Excel creation. It may look a bit simple for a budget, but this is really how I budget. The “Fun Money” is where I get creative and anything strange comes from there or my “whatever fund” (which is basically a pooling of any unused “fun money”).

For those who are wondering, I have the word “budgeted” under the housing segment because I don’t actually spend that money. I’m putting it along with my savings, but I created a line item in my budget for me to more or less visualize what the numbers would look like against everything else. The same thing goes for the “food” category, since I typically just take it out of my fun money. (I’m weird like that)