I was a little worried to be doing my Net Worth update just a day after all that bad news broke in Wall Street. I figured stocks would be going crazy. The damage done to my accounts wasn’t TOO terrible though….while my Roth went down a little, my 401k went up a little (I’ll ignore the fact that I put in money each month).My cash savings took a tiny hit, but that was only because I gave my dad a check this morning, and it will take a month before my savings contributions make up for the difference (I hope that explanation makes sense….it makes sense in excel).

My emergency fund should have gone up more than it did, but since I paid for my car maintenance last month it only went up around $200. It makes me a little sad to think I could be that much closer to my $5k goal, but I guess thats what the emergency fund is for….at least for now. Once I actually buy a car I plan to have an actual “Car Fund” that will help pay off the loan (sorry, I still intend to take out a loan since I don’t think I’ll have more than $2 or 3k by then) and pay for maintenance.

In conclusion, here’s my September Net Worth Update:

August ’08 September ’08
Debts
Car Loan $ 2,340.00 $ 2,080.00
Student Loan $ 29,001.82 $ 28,903.73
CC 1 $ $
CC 2 $ $
Total Debt $ 31,341.82 $ 30,983.73
Debt % Change -1.44% -1.14%
Assets
Checking $ 1,271.44 $ 838.40
Savings $ 539.44 $ 626.33
DP Fund $ 33,020.40 $ 34,586.30
E Fund $ 3,883.63 $ 4,033.51
Roth IRA $ 781.38 $ 778.13
401K $ 6,297.05 $ 6,429.01
Total Assets $ 45,793.34 $ 47,291.68
Asset % Change 4.46% 3.27%
Net Worth $ 14,451.52 $ 16,307.95
Total % Change 20.04% 12.85%
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