You see that chart, folks? That is my Roth IRA chart. The red line represents my contributions and the squiggly blue line represents their value.

From last July it has just plain sucked. November and December were particularly dismal. However, if you look really closely at the last few points….the value of my investments is just about equal to what I paid for them!!! I can’t quite tell yet since its a bit tight, but that blue line might be even higher then the red one at the end!!

I don’t know how long it will last, but I’ll just enjoy it for now. There’s hope for us yet!