about me

Previously on Quarterlife Finances…

-I finally get a job after 1 year and 1 month of unemployment.

-Discover I really enjoy this job, even though initially I had my hesitations.

-Everything is going wonderfully….

-BF returns from a work trip to Europe, he continues with his quarterlife crisis antics, I play along.

-BF dumps me. I’m devastated. (On the bright side, I lose 5 pounds!)


Then I kinda disappeared….again…

Well, here’s what you’ve missed…

-I start my recovery from the breakup. It sucks. Really.

-I realize my lease will be up in a couple of months. I start to consider moving in with my parents again…

-I get depressed thinking about how I’ll have to sell all my furniture to move back into my parents house.

-I take out my emotional turmoil on my wallet. I go shopping.

-I get a new haircut, I get new shoes, some new clothes….I start to feel fabulous.

-I realize I’m too fabulous to live with my parents again. The search for a smaller, cheaper apartment begins.

-I turn 27 and have a fabulous party with my family and a few friends.

-My best friend from high school gets married. I attend solo, and surprisingly enough…I have an amazing time!

-I find an apartment I like! And just in time….I give my 30 day notice to my landlord.

-I jump through hoops to get approved to move into this association…3 letters of recommendation, a background check, a 200 question test, and a car inspection later I’m approved!

And so here we are. I move on the 13th…that’s just next Saturday!! I’m really excited. I feel like I’m turning a corner and getting ready to begin a fresh new chapter in my life. (Hm, let’s see how many more clichés I can squeeze in here…) Of course, life doesn’t really change with me moving, but it feels like a big step in the right direction. Tune in again on Monday….when I reveal…..my goals for August!!!! (Somewhat anti-climactic, I’m sure…) Have a good weekend!


Yes, I’m a copycat.

No, I don’t care.

Last Movie I Saw In A Movie Theater? Where the Wild Things Are
What Book Are You Reading? Anna Karenina
Favorite Board Game? How about a card game? Phase 10!
Favorite Magazine? Anything Martha Stewart
Favorite Smells? Fresh laundry. (Mmmm….dryer sheets…)
Favorite Sounds? Maybe not “favorite”, but I really enjoy the sounds of people playing tennis across the street from my apartment. I also love the sound of a thunderstorm when I’m in bed.
Worst Feeling In The World? That feeling you get at the moment you realize you’re wrong, or you did something stupid.
First Thing You Think of When You Wake? “Why is that alarm ringing? Do I really need to get up?” or “just 5 more minutes….”
Favorite Fast Food Place? Junky fast food: Taco Bell. “Higher-end” fast food: Chipotle
Future Child’s Name? Not sure….but it’s kind of a personal question, don’t you think?
Finish This Statement—“If I Had a Lot of Money,” I’d pay off all my loans, buy a house (with reasonable taxes so they don’t eat up my money!), and then travel around the world on various tours (a wine tour, an eating tour, a dancing tour, etc.)
Do You Drive Fast? Not super fast. Traffic generally does not allow me to go very fast anyway.
Do You Sleep With a Stuffed Animal? No. Even as a kid they’d end up on the floor halfway through the night.
Storms—cool or scary? Cool AND scary. Unless we’re talking about tornados and hurricanes….then just plain scary.
What Was Your First Car? Honda Accord
Favorite Drink? Brazilian Martini. Yum! (Pink lemonade and Van Gogh Acai Blueberry Vodka…..which I was finally able to find!!!)
Finish This Statement—“If I Had the Time, I Would…” Go to school to be a pastry chef. I think. (I’d need more money too.) I’d also take up about a dozen new hobbies….like playing the guitar, sewing, dancing, etc.
Do You Eat the Stems on Broccoli? Most of the time.
If You could Dye your Hair Any Other Color, What Would It Be? Hot pink? Maybe red? I’ve always thought purple would be nice though….actually, I don’t think any of those would look good on me.
Favorite Sport to Watch? Soccer, but only if I have to watch any sport at all.
What’s Under Your Bed? Nothing! I have a platform bed, it’s not very “zen” to hide stuff under it. (Yes, a platform bed makes me feel very zen….and snooty.)
Would You Like to Be Born As Yourself Again? Weird question….you mean would I want to go through this all over again as the same person? Not sure, but probably not. Not that I had a bad life, but it’d kind of suck to relive all of your childhood (and adolescent) “trauma”.
Morning Person or Night Owl? Night owl. Although my morning job is turning me into an old fart that can’t stay up until midnight.
Over Easy or Sunny Side Up? I’ve never been able to figure out what “over easy” is? Either way, I don’t like runny yolks. Scrambled, or omelette.
Favorite Place to Relax? In bed.
Favorite Ice Cream Flavor? Half baked, or Coffee Heath Bar Crunch (both Ben & Jerry’s). Yum. (Edy’s French Silk is also great.)

I’ve been tagged by “Making up for past mistakes“, so now I have to share 6 interesting things about me. Let’s hope these are interesting enough!!  😉

1. I have a pretty darned good memory….and so its hard for me to “forgive and forget”. I remember betrayals from 3rd grade, off-hand comments that rubbed me the wrong way, and embarrassing moments. Its exhausting sometimes! lol.

2. I danced classical spanish dance (and flamenco) for 5 years, yet I never had the heart to tell my mom I wanted to be a gymnast instead.

3. I don’t dance in public. (Actually, I hate “normal” dancing….you know, that stuff you do at clubs and parties, lol.)

4. I didn’t get my drivers license until I was 21. (I know how you feel sometimes, FB!) I do my best thinking while I’m driving on the freeway….I love it! 

5. I hate crowds. I get grouchy going to movies on opening night and have to wait in line with all those people (lol). I felt as though I was going to have a panic attack on Halloween when the crowds were so thick we could barely move. I’m turning into an old lady!

6. I have been known to pass out while listening to people talk about gruesome medical procedures, or while visiting family members in the hospital…and my sister’s a doctor, so it made for some fun times while she was doing her residency (“Hey QL, you’ll never guess what I did at the hospital today!!!”) In my defense, I’m highly imaginative so when I hear or see things I start to imagine what it must feel like to have those things done to you. As long as I’m not thinking about how it would feel, I’m good. (This also explains why I cry so much, lol.)

So those are my 6. Now I’m supposed to tag 6 others to tell us 6 interesting things about them. I don’t want to exclude anyone though….so feel free to tag yourself, and either post your 6 items in the comments, or let me know when you’ve done it on your blog and I’ll post a link to it below. 🙂

Ever since I graduated from college two years ago (exactly two years ago today!!) I think my attitudes towards certain things in life have changed. I’ve also been reading a lot of PF blogs, and I think this has contributed as well.

I think that most of us are raised to want the “American Dream.” But what is this dream that we envision? A big fancy house, nice cars parked up front, a vacation home, and a sparkling hunk of a diamond on your left hand (if you’re a girl), and to climb that corporate ladder like no other!! I never realized how engrained this idea is in our minds. Even the idea of getting married and having children…you never doubt that its not supposed to happen.

I might have mentioned this before, but I was sitting around with my mom, aunt, and sister one day when I mentioned “I think my next car is going to be a used one.” (I currently have a lease) Well, they nearly fell out of their seats and then they began to try their hardest to convince me NOT to do it!! It was an eye opener for me.

When we were younger my sister and I would talk about our dream homes. They had countless rooms, a pool house, a game room, huge kitchen….nowadays I can’t think of a house that big without thinking about how much energy it would take to maintain that house. How much money would go to a house that I wouldn’t even use half of. My thoughts have shifted from wanting it all, to just wanting enough.

When I was getting close to completing my degree I envisioned where I would be working. I tried to envision myself there, and tried to imagine how long it would take to get me promoted to a great position. Now when I think of that promotion, I just think about my bosses and how their hair has thinned and grayed since I met them, how when I get into work at 8am they’ve already been there several hours, and when I leave past 5 they still have a good few hours left until they will allow themselves to go home. I don’t want that stress anymore. I don’t want to live to work. I don’t need a luxury car, I don’t need a McMansion…

Have I lost my ambition?

I have really been torn with these thoughts for almost a year now. I’m happy with my career choice, I just don’t want it to be the center of my life. One part of me thinks I’m just being lazy and that I just don’t want to try as hard as I should….the other part of me says “screw what you ‘should’ be doing its your life, and it doesn’t have to fit someone else’s mold.”

A few months ago an even more frightening thought entered my head….maybe I’m not supposed to have kids? How are you supposed to answer something like that?! I’m not too worried about this now. I’m not married and I’m young, but the realization that everything isn’t written in stone really shook me up. I guess thats what the quarterlife crisis is all about. Figuring out who you are and where you’re supposed to go. The thought of picking the wrong answers though really freaks me out. I could also go into my thoughts on my relationship with my BF, and where that is going…but I’m afraid I could go on with that for days.

I digress, but what I was getting at is how do you really know? How am I supposed to know if I’m really doing what I want, and I’m not just settling for a path of less resistance? How do I know its not just what I want right now, and not what will be best for me in the future? I don’t want to settle, but I don’t want to spend my life chasing a dream that isn’t mine.

[sigh]. I thought I was getting over this quarterlife crisis nonsense…I guess its only begun.

When I started this blog, one of the first questions I asked myself was “When did I become so interested in personal finance?” It may strike you as an insignificant question, but it really made me think and remember a lot of things in my past. I’m not that old, but my mind has a way of shutting off memories I’m not particularly proud of.

One thing I immediately thought of was my feeling towards money during college. I was finally on my own, and meeting tons of new people…it was inevitable that my thoughts on money would evolve.


Welcome to Quarterlife Finances!!
I suspect no one’s really reading at this point, but I’m excited nonetheless. I always told myself I wouldn’t start yet another personal finance blog…there are so many out there! But when it comes down to it, I’m doing this for myself. Lists are big in blogging, so I’ll kick off my blog with a list of my own!

My reasons for starting this blog:

1. Accountability. We’re always told we should be accountable for our actions, but thats difficult (for me) to do with finances. Its a pretty personal topic, and I feel like those around me get tired of hearing about MY finances and MY goals. On here I can rant on…like a personal diary, except anyone can read it.

2. Create a home for me and my opinions. I’ve been reading up on the PF blog world for quite some time now, and I like to participate every once in a while when I’ve got something to say. One thing I hate to do (yet I’m guilty of) is to go off on a tangent while commenting. I’ll go off into a rant of what I’m doing in such and such situation. You get my drift, right? With a blog it can at least provide me with an online home where I can take topics and examine them in different ways, or perhaps challenge other’s views. The possibilities are endless!

3. Track my progress. Sure, I have my spreadsheet, and I have dreams and goals…blah, blah. In the past though I haven’t had a central place for me to track all this. I started my personal blog (sorry, its private) in order to get my life and priorities in order, and I think its helped a great deal. I hope to do the same thing with this blog…get my finances in order and maybe find out some things about myself along the way.

4. Develop my language skills. I think I have fairly good grammar, and I’m a stickler for spelling (…did I spell that right?! haha). However, I don’t think I’m a very professional writer. To be honest, I don’t even like writing. I went to engineering school so that I wouldn’t have to write any papers. (That back-fired, by the way….they still make you write!) As much as I hate to admit it, writing is important, and I hope this’ll help me develop a more mature writing voice.

5. Explore issues that affect my age group. Hence the blog name “Quarterlife” Finances. This doesn’t happen overwhelmingly often, but sometimes there are issues that affect my age group in different ways. Or in some cases, we’re often ignorant of some issues because of our lack of experience out in “the real world”. Either way, I hope to learn new things, become aware of what is going on in the world around us, and perhaps help in educating my fellow quarter-lifers.
Just to clear things up though, I’m not quite 25 yet.

Well, that is all for now. You may find that I’ve updated this as the days go by. I’m quite a spontaneous person (only in a few respects), so when I made the actual decision to start up I wasn’t very prepared to make my first post. So far so good though, right?

Oh, and finally….
If anyone happens to read this and has any suggestions, please feel free to comment! (please be nice though, I’m just starting out!)

Thanks, and have a great day!

-Quarterlife Girl
(I may also change my pen-name too…any clever ideas?)